Resolver has aided over 80,000 individuals claim straight back charges and costs for mis-sold pay day loans. Our users reclaim the average of ВЈ800 each with their loans that are payday.
And, as always, we donвЂ™t cost a cent.
WeвЂ™re perhaps not a claims administration firm. WeвЂ™re a not-for-profit that offers you the various tools you ought to claim your self in only a few presses.
That is your problem with?
In this guide:
In this guide:
Had been your pay day loan mis-sold?
If you have answered yes to virtually any of those relevant concerns, your loan was not ideal for your finances. It may have now been mis-sold.
If the loan had been mis-sold, you are due a full reimbursement of great interest and fees compensated plus settlement of 8%.
What goes on whenever you create a complaint?
FOS has posted guidance as to what you may expect whenever you escalate.
Simply how much can payday advances price?
Changes produced by the FCA in 2015 have actually introduced a limit in the price of payday advances.
These high-cost short-term credit loans are actually limited by an overall total price limit of 100% for the quantity borrowed.
This consists of interest, charges and costs, and means that you need to not have to spend more in fees and interest compared to the quantity youвЂ™ve lent.
Exactly how interest that is much payday loan providers cost?
Since 2015, payday loan providers have already been limited by billing mortgage of a maximum of 0.8per cent per time. Including any costs, and it is on the basis of the quantity youвЂ™ve lent. If you learn that youвЂ™re spending more interest than this, Resolver will allow you to make a complaint.